Signature Loans
It happens to all of us. You need extra cash right now.
You don't have a checking account. Most cash advance companies require one.

With Signature Loans, you have instant access to the cash you need for life's emergencies. And if you don't have a checking account, it is no problem. An ID, address, source of income and a few references are all we need.

The Process
A. Customer comes into the store (cannot apply over phone or email) to fill out an application.
i. Must have government issued id
ii. Must be able to provide 5 personal references
iii. Must have some sort of document showing ownership of their home, if applicable (i.e. canceled check to mortgage company, payment coupon, etc.). If they rent, we will need landlord contact info
iv. May need last pay stub if employer will not verify employment over the phone. (Customer must have permanent job, source of income, or use SSI or child support. Temp jobs, loans, etc. not acceptable for income.)
B. We verify identity
C. We verify residency
D. We check status on Teletrack.
E. We verify employment with a call to their supervisor.
F. We verify references (at least 2, but up to all 5)
†For Signature Loan annual percentage rate can vary, depending on the repayment term of your loan and applicable state law, ranging from 200.16% APR for 31-day term to 886.43% APR for 7-day term. For Cash Advance annual percentage rate can vary, depending on the repayment term of your loan and applicable state law, ranging from 176.61% APR for 31-day term to 782.14% APR for 7-day term. ††Fees pulled from CFSA Web site. Go to www.cfsa.net for more details.
 Signature Loans
 AmountspacerFeespacerTOTAL†
 $100.00spacer$17.64spacer$117.64
 Bounced Check
 AmountspacerFeespacerTOTAL
 $100.00 spacer$48.00††spacer$148.00
 Unpaid Utility Bill
 AmountspacerFeespacerTOTAL
 $100.00spacer$50.00††spacer$150.00