What does it take to get a loan?
Current ID, Proof of Income, Current Phone bill, If you have a checking acct you will need a bank statement.
What are your check cashing fees?
Depending on the check it varies from 1% to 5%.
How long does the loan process take?
It only takes a few minutes to get your application verified.
Once I am set up do I need to bring my items each and every time?
No, all you will need is your ID and your checkbook for a Payday loan. For a Signature loan, all you need is your ID.
If you are getting a new loan, you may need updated information such as a new paystub, income verification or bank statement. For a Signature loan, a new paystub or income verification.
What do I need for a loan?
Proof of income, valid government issued ID, phone bill, and bank statement if you have checking account
Why do you need this information?
To protect you, to make sure you have the income to afford the loan and to make sure someone else is not trying to use your information. It is also a means to verify your information such as residence, bank account, and your name.
Will you call my references?
Yes, we call the references, but we never reveal any information regarding you.
How do you decide my loan limits?
Your loan limits are based off of your income. Loans cannot exceed 25% of your net income.
Do you report loans to my credit?
We do not report to credit agencies; however you can use us as a reference if you wish.
Will you share my personal information?
We do not share personal information. Your information is kept in locked filing cabinets and any copies or receipts that may print will be shredded if you do not take them.
